Healthcare and Retirement Decisions Should Not Feel Overwhelming.

Helping Mainers, families and small businesses navigate Medicare,
Health Insurance &
Social Security.

Providing You with Peace of Mind.

I’m Joan Belcher, RN — a licensed health insurance broker, Medicare specialist, and Registered Social Security Analyst® helping Maine residents understand their options, avoid expensive surprises, and make confident decisions about:

• Medicare
• Individual and family health insurance (CoverME.gov)
• Maine small business health insurance
• Social Security claiming strategies

I’m here to answer your questions, simplify the process, and help you understand what step comes next.

People Often Reach Out When They are:

• Turning 65 or navigating Medicare
• Changing jobs or losing coverage
• Self-employed
• Running a small business
• Planning for retirement
• Helping a parent understand options
• Deciding when to claim Social Security so the don't leave money on the table

Social Security Claiming Strategy Analysis offered separately for a fee.

Let's Sort It Out, Together.

Click HERE to Schedule a 15 minute Phone Call

See how Joan has helped others:

Shaad M

"Joan is, as I told her, a magician! Her years of experience as a nurse -- working at the intersection of real care and the healthcare industry -- is like a powerful wand that guides you clearly through the unnecessarily complex navigation of trying to get basic healthcare coverage for yourself and/or your family. Ultimately, she is a translator. She will make the weird language of insurance companies make sense just long enough for you to make the right decision for yourself."

Click Here to See what others say about my services.